The Family Home

2005-06-18T23:20:00.000-07:00

You are going through the all the issues of divorce, the shock, the loss, the reality, the emotion, the depression and the impending step into the unknown.

Just many of the issues you will face, let alone lawyers, custody, future income needs and family assets distribution.

The divorce process will, in itself, drain you of everything physically and emotionally.

The other great uncertainty and concern, is what about the family home.

“Do I want to stay in this house that each day reminds me of my marriage; is it too big; can I afford to keep it; will the Bank let me keep it; can I afford the repayments; who should I talk to”?

Your feelings at this time may cause you to react without due consideration to your long term financial position.

Divorce is a complex time in your life; do not let your emotions dictate your actions in the early stages of the healing process.

We have many examples where homes have been sold without due consideration, and decisions made without the proper information.

Your future financial wellbeing may be negatively affected if you do not seek the appropriate financial counsel.

Get professional assistance in the mortgage and finance area so that you make the right decision for you. Take into account your short and long-term financial objectives.

This article is provided by CLO Finance Solutions visit their promotional page for more information on how they may assist you.

i-dont.com.au, CLO Financial Services

Infidelity and Private Investigation

2005-06-16T21:27:00.000-07:00

A story of infidelity and healing I can tell you this story with either gender of betrayed. It is a universal story. But for ease of writing I will tell it how I first heard it and mix up the identifying information with many other stories like it. There was a man named James known as Hap, a cold climate wine maker who after feeling shock and disbelief, comprehended the enormity of his wife Jennifer's disclosure of her serial affairs over many years and felt all that he had held dear, utterly betrayed. All that he had worked for completely meaningless. He ranted and raged for a week, threatened everyone involved, made 'stupid' phone calls to family and friends, tried to bargain with Jenny to make it go away, ate and slept little until finally he collapsed and wept uncontrollably for three days and nights, 'sobbing his little heart out'. Jenny held him like a wounded animal exhausted from fever, soothed him, rocked him and sobbed herself with grief and shame. She stayed connected with him and he with her, and neither checked out on each other. From this profound and renewed collaboration came the realisation that he had never dealt with the emotional abandonment he knew as a child. Through his tears he laughed at the TV soap 'revelation', but knew it was undeniable. He had put the past behind him, but always feared getting close in case abandoned and thereby like many of us, co-created the very conditions in which it can occur. He could not connect deeply with Jenny, would not draw her to him as the beloved nor open his heart to her. She, who so desperately longed for that meeting gave up hoping after one of their twin son's, Simon died at age 3 and Hap wasn't there for her. She found what she needed outside and tried to hide it from him so that he wouldn't hurt. Hap buried himself on a chilly slope founding a Riesling vineyard. They disappeared out of reach and not from lack of love, commitment or even knowledge of what makes marriage work, but from that deep aloneness and exhaustion of a marriage that has lost its way. Jenny was a veterinarian for large-animals and traveled interstate two or three times a year for breeding programs she supervised. She was organised, intelligent, systematic and she could keep a cool head. Unfortunately Jan, the wife of one of her lover's, found out through a third party who had seen them out of town and late at night. Jan ranted and raged, as Hap was about to do and swore her partner Cobby would never be allowed to forget it. Jan had been suspicious of his odour for some time but he had denied sleeping around so she was on the warpath when finally there was solid evidence. For good measure she took out an insurance policy by calling Hap with a wine order and telling him, 'I've heard so much about your wines from Cobby and just by the way, I don't know if I should tell you this but do you know they've been sleeping together .............' Hap had wanted to believe it was only the one time, but so many over the years seemed to make a complete farce of their whole relationship. Jenny too had wanted to tell him that it was only the once, but she had reached a place of terminal desperation and couldn't see the point in going on with the marriage if the core of it couldn't give her, give both of them what they needed. So she, in a sense and like one does in a final gasp of hope, took hold of them both in her capable arms and told him everything and spared him nothing over that first sleepless week. She answered his every question over and over until he had taken it all in. Unraveling the process and making sense of how this could happen to them of all people, the ideal couple according to their friends, began healing the betrayal and then the marriage and then the grief of losing the twin arose as if it had never begun and then, finally it reached their childhood wounds. That took many months. They not only had to forgive each other but also their parents and themselves for what they took from the lessons of childhood and applied wrongly in adult intimacy and that they were not there for each other when Simon died as they could be now. There are layers of forgiveness and intergenerational grief that infidelity opens. Hap's parents were also unable to give that intimacy to each other but for a different reason. They were 'forced' to marry because of the pregnancy that delivered Hap and that then bound them together in an unhappy arrangement. Jenny's story resonated perfectly, as it does for many in long term relationships. She knew her father found relief from his unhappy marriage through clandestine affairs. That was her knowledge of a normal resolution of unhappy marriage and she knew it was wrong. As a result of betrayal and recovery, Hap and Jenny became married, intimate for the first time in their lives. They rebuilt accurate maps of what was going on in each other's hearts and heads, which enabled them to better differentiate and anticipate the other's needs and wants. They had a shared language for this geography of mind that kept their knowledge fresh and relevant. Much else changed. Hap was more open about the stuff he used to sit on for months, even years and without having to be asked 'what's the matter?' over and over again. Jenny stopped flirted at wine functions, which before may have sold an extra case or two. He could let the grapes grow without anxious supervision and they traveled interstate together on her trips having their own 'dirty weekend' and he held her so tightly that she felt finally, wanted and belonged. They talked and loved like they never had before and this always had the added poignancy of how it would have been were they able to do this earlier - 'so many wasted years' they said, made each new day so precious. I didn't meet their grown up children though I spoke to the youngest, but I have met others later, and so can imagine the work this story will have given them on their journeys to intimacy. When these parents wanted to talk about it with the kids and felt ready to share what had hit them in the last 12 months and how their process of healing proceeded, Jenny planned it very carefully. Their purpose was to undo, to the extent that they could, the emotional climate they feared they had passed on as that of a normal family. It had mixed results. A rift formed with the eldest and surviving twin son Marcus. He was wedded to the system of partner distance that he learned at home and chose a capable wife in Victoria, who railed against it rather than take an escape route outside. Maybe he felt abandoned by his parents when they disappeared after Simon's death, but he remembered nothing of that time and yet somehow he was hurt. The anger he now felt equally toward Jenny and Hap stirred it and he pushed them away. This too resolved in the following year, but it was hard going for all of them and particularly for Victoria who with Jenny could see the cost of a family pattern that failed (and through failing healed) Hap and Jenny, being carried on by the next generation as normal. For their recently married daughter Harriette. it drew she and her partner closer and they took what they learned to confirm the life they were already building. For the youngest one Kelly, who lived on campus at the Institute of Sport, she said didn't care as long as Dad and Mum stayed together and sorted it out before she left with her team for the Commonwealth Games. Kelly was the organiser and it was she who called me first to see if I 'did couples'. Her coach had been a client of mine and was concerned her father's crazy phone calls were interfering with her training! 'Vulnerability is the capacity or susceptibility to being hurt. The word vulnerable is also synonymous with the words openness and exposure. When a person is truly vulnerable there is an unobstructed entrance or view to the person's heart, being and soul. In the strongest or most enlightened person there is no protecting or concealing cover because the person needs none. Such people carry themselves in full view of others because they are not afraid of being hurt, because they are not afraid to suffer. The most important key to finding love is found in our willingness and ability to be vulnerable.' From the worldpsychology site.

Brad Pitt stated " Marriage Is Not Forever" Is He Right?

2005-06-16T19:27:00.000-07:00

Pre-nuptials: not just for the rich and famous?

Nicola Field
From Money Magazine, May 2004

With more and more marriages now ending in divorce, Nicola Field explains how a pre-nuptial agreement works.In brief
In 2001 around 103,000 love-struck Australians tied the knot and about 55,000 divorces were granted. According to a recent report by the Australian Institute of Family Studies, 40% of marriages are likely to end in divorce. The statistics don’t show (because this sort of information is no longer recorded) that the failure rate for second and subsequent marriages is even higher.
Our double-digit divorce rate has prompted increasing numbers of newlyweds to consider a pre-nuptial agreement, setting out what each is entitled to in the event of a break-up.
When couples enter into a marriage the property of both partners is pooled and regarded as common property, to be shared in the event of a break-up. If the couple separates, the Family Court looks at the pool of assets and divides it according to the contributions made by each partner in acquiring those assets, along with their respective future needs.
The only way to avoid having your assets pooled is through a pre-nuptial agreement. Officially termed a “binding financial agreement”, pre-nuptials have been enforceable under the Family Law Act since December 2000 (de facto couples can draw up a “co-habitation agreement”).
A standard agreement costs anywhere between $1500 and $5000 per partner. Each spouse needs their own solicitor, and each asset must be valued and disclosed.

Marriage Forever? Brad Pitt www.i-dont.com.au, Australia's Divorce Directory

The Family Home

Infidelity and Private Investigation

Brad Pitt stated " Marriage Is Not Forever" Is He Right?